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10/28/2009
Ellis: costly automobile insurance laws must be rolled back
Legislation causing increases in automobile insurance rates by as much as 40 percent and more is outraging drivers all across Wisconsin and ought to be repealed. To that end, I am drafting legislation that will roll back changes inserted in the state budget, even though they have no relationship to state finances whatsoever.
The bill, which already has the support of many of my Senate colleagues, will repeal budget provisions that increased the mandatory minimum amounts of liability coverage, increased the mandatory minimum amounts of uninsured-driver coverage and that mandated coverage for underinsured drivers. Provisions which allow for the stacking of up to three insurance policies will also be repealed in the proposal.
These provisions never should have been put in the budget in the first place. We tried to remove them during action on the budget but thanks to almost every Democrat in the legislature and Governor Doyle they are now the law.
Under the new law, Wisconsin drivers will go from having among the lowest insurance rates in the nation to having among the highest. According to Wisconsin insurers, automobile insurance rates will increase as much as 40 percent for most Wisconsin drivers.
At a time when hard-working families all across our state are struggling to pay the bills, to pay their mortgages and even to put food on the table, these expensive mandates are absolutely unnecessary. Talk about kicking someone when they’re down -- the state budget already imposed more than $3 billion on Wisconsin taxpayers, and on top of that we’re going to jack up insurance rates even though that has absolutely no affect on the state’s bottom line.
Additional unintended consequences could emerge when insurance becomes unaffordable to more and more drivers.
If insurance rates become unaffordable, more people will risk driving without insurance, despite the new law requiring it. The result will be fewer drivers with insurance. That will lead to greater exposure and risk for insurers who will ultimately be forced to increase rates even more to cover that increased risk.
Mike Ellis is a Republican and represents residents in the 19th Senate District.
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| 2009 |
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• The Lawton-Bader files
• Yup, it’s the TAX LEVY, not the tax RATE
• Ellis: costly automobile insurance laws must be rolled back
• If not Barrett, who?
• The subsidy game
• Burri: Bailouts, Banks, Health Care, and the Mob
• Attend Appleton Schools budget meeting tonight
• A public option WON’T increase costs? That’s delusional!
• Appleton Schools budget meeting Monday
• Wisconsin should be screaming for accountability
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• WI on the leading edge - in the wrong direction
• Rep. Montgomery: Utility Customers Join State’s Crime-Fighting Efforts
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• In the crow's nest of the Titanic, shouting 'Iceberg!'
• Is Rep. Nelson a political hack?
• Health care: The road ahead will be brutal
• Kagen's pandering again
• Birthers - good stuff for you
• How much do we bend over backward for seniors?
• The trouble with health care is paying for it
• Two-parent families: The Gold Standard
• Burri: Kids... the joys and blessings
• Very, very worried about health care
• Rep. Huebsch: Wisconsin is proof government health care isn’t the answer
• School district contracts push up tax levy
• What? Obama, the Peace Prize?
• TODAY - hearing on Campaign Finance Reform
• Appleton School District tax levy up way too much
• CBO report is out - and the bill isn't even written yet?
• So, how much do YOU budget for health care?
• Burri: Copenhagen trip was amateurish
• “Sotomayor, you have blood on your hands...”
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• Future Wisconsin Conference for Conservatives, October 10, Wauwatosa
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• Important votes Tuesday, including Appleton Common Council
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• From Mark Gundrum: One of the greatest honors an American can experience
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• Joe Martin the best candidate in Appleton's 8th
• State programs to cut? - Volume II
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• Make cuts only AFTER you're elected....
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• Speaker Huebsch: Governor turns down Federal Aid?
• Mark Rahmlow: "We're Broke."
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• I'm doing the Jerry Bader Show, today, the 11th
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• Lots of ideas. No money.
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• Any way you slice it, Wisconsin government wants (further) in on health care
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• The PAC - too precious to fail. Day 3
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• AASD Retirement Costs Burdensome
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